Terms and Conditions
Flawless Financial Solutions LLCEffective Date: [Insert Date]These Terms and Conditions govern your use of services provided by Flawless Financial Solutions LLC.
1. Nature of Services
Flawless Financial Solutions LLC provides credit consulting, financial education, and budgeting guidance. We assist clients in reviewing their credit reports and disputing information they believe to be inaccurate, incomplete, or unverifiable. We also provide educational resources and strategies to help clients improve financial habits, manage debt, and build positive credit over time.We do not alter accurate credit information or create a new credit identity.
2. No Guarantee of Results (CROA Compliance)
We do not guarantee:Specific credit score increasesDeletion of any particular itemAny specific outcomeFinancial education and budgeting guidance are provided for informational purposes only and do not guarantee financial outcomes.Results depend on individual credit profiles, financial behavior, and the responses of credit bureaus and furnishers.
3. Consumer Rights (CROA Required)
You have the right to:Cancel this contract within three (3) business days without penaltyReceive a written contract before services beginDispute inaccurate information on your credit report yourself at no costWe cannot require advance payment before services are performed.
4. Payment Terms
Fees are disclosed prior to enrollment and outlined in your service agreement.No payment is required before services are performed, in compliance with federal law.
5. Refund & Cancellation Policy
Flawless Financial Solutions LLC complies with the Credit Repair Organizations Act (CROA).Clients have the right to cancel services within three (3) business days of signing the agreement without any charge or obligation.Because services are provided on a work-completed basis:Fees for services already rendered are non-refundableNo refunds are provided based on credit score outcomes or resultsResults are not guaranteed and vary by individualClients may cancel services at any time by providing written notice.
👉 To cancel services, clients must submit a written request via email to:
info@flawlessfinancialsolutions.comUpon cancellation:No further billing will occurServices will be discontinued
6. Client Responsibilities
You agree to:Provide accurate and truthful informationParticipate in the dispute process as neededApply financial education and budgeting guidance at your discretionMaintain communication with our team
7. SMS Communication
By submitting your information, you consent to receive SMS communications related to your account and services.Message frequency variesMessage and data rates may applyReply STOP to opt outReply HELP for assistanceSMS consent is not a condition of purchase.
8. Limitation of Liability
Flawless Financial Solutions LLC is not liable for:Actions taken by credit bureaus or creditorsChanges in your credit profile beyond our controlOutcomes related to financial decisions made based on educational guidanceIndirect or consequential damages
9. Compliance Statement
Flawless Financial Solutions LLC is a registered and bonded credit services organization in the State of Texas and operates in accordance with the Credit Repair Organizations Act (CROA) and applicable provisions of the Fair Credit Reporting Act (FCRA).
10. Governing Law
These Terms are governed by the laws of the State of Texas.
11. Age Restriction: You must be 18 years or older to participate in our SMS program.
12. Carrier Liability: Carriers are not liable for delayed or undelivered messages.
13.By providing your phone number and opting in, you agree to receive SMS messages from Flawless Financial Solutions LLC. These messages may include appointment reminders, account notifications, onboarding updates, customer support messages, and occasional promotional offers.
Message frequency may vary. Message and data rates may apply.
You can opt out of SMS communications at any time by replying STOP. For assistance, reply HELP or contact us directly.
Wireless carriers are not liable for delayed or undelivered messages.
You must be 18 years or older to use our services and consent to receive SMS communications.
14. Contact Information
Flawless Financial Solutions LLC
817 S MacArthur Blvd
Ste 115 #1124
Email: info@flawlessfinancialsolutions.com
Phone: 817-936-5026
For more information about how we collect, use, and protect your information, please review our Privacy Policy here: https://flawlessfinancialsolutions.com/privacy-policy